Brian Njao

ASSETFIN100 I 2026

Brian Njao

Brian Njao — Snapshot and Highlights

Recognition Citation

Under the leadership of Brian Njao, M-KOPA Mobility extended pay-as-you-go asset finance into Kenya's commercial electric-motorcycle market at significant scale. By November 2025, the business had financed more than 5,000 electric motorcycles, while riders reported average daily savings of KES 730 and 66 percent said their earnings had increased. A partnership with Bolt had onboarded more than 1,700 financed riders, and the platform expanded from Nairobi into Mombasa with further regional growth planned for 2026. These achievements underpin his inclusion in the AssetFin100 Africa 2026.

Profile Snapshot

Position
General Manager, Mobility
Company
M-KOPA
Country
Kenya
Sector
Electric-Motorcycle Finance and Pay-As-You-Go Asset Finance
Asset Focus
Electric motorcycles, rider financing, insurance, GPS tracking, remote locking and customer protection
Assessment
January 2025 – June 2026

2025–2026 Highlights

Electric Motorcycles Financed 5,000+ Financed for boda boda riders across Kenya by November 2025.
Average Rider Savings KES 730 Daily Reported savings from lower fuel, maintenance and operating costs.
Riders Earning More 66% Share of financed riders reporting higher earnings after switching to electric.
Bolt Partnership 1,700+ Riders M-KOPA-financed riders onboarded to Bolt's Kenyan platform by December 2025.
Operating Cities Nairobi + Mombasa Mobility finance available in both cities by the end of 2025.
OEM Ecosystem Ampersand, Roam, Spiro Named electric-motorcycle partners supporting financed rider access.

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