Zouhaier Tamboura

ASSETFIN100 I 2026

Zouhaier Tamboura

Zouhaier Tamboura — Snapshot and Highlights

Recognition Citation

Leading one of Tunisia's established leasing institutions, Zouhaier Tamboura has guided Arab Tunisian Lease through sustained growth in approvals, new leasing production and portfolio quality. In the first quarter of 2026, ATL recorded TND 154.9 million in approvals, TND 109.4 million in new leasing production and TND 767.6 million in total commitments, while reducing its classified-receivables ratio to 6.98%. The company also reinforced its funding base through two bond issues launched in 2025, including the TND 50 million ATL 2025-2 programme. His record reflects the continued evolution of specialist leasing as a source of finance for commercial vehicles and productive equipment in North Africa.

Profile Snapshot

Position
Director General
Company
Arab Tunisian Lease (ATL Leasing)
Country
Tunisia
Sector
Commercial Vehicle and Equipment Leasing
Asset Focus
Commercial vehicles, rolling stock, machinery and productive equipment
Assessment
January 2025 – June 2026

2025–2026 Highlights

Q1 2026 ApprovalsTND 154.9mTotal approvals increased by 8% year on year.
New Leasing ProductionTND 109.4mNew contracts brought into force rose by 15% in Q1 2026.
Total CommitmentsTND 767.6mOutstanding commitments increased by 11% from March 2025.
Net Leasing ProductTND 15.18mNet leasing product increased by 7% in Q1 2026.
Portfolio Quality6.98% NPL RatioClassified-receivables ratio improved from 8.33% a year earlier.
Capital MarketsATL 2025-1 & 2025-2Two bond programmes launched in 2025; ATL 2025-2 was sized at TND 50 million.

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