Recognition Citation

At the forefront of Tunisia's specialist leasing market, Hichem Zghal has guided Tunisie Leasing & Factoring through continued portfolio expansion, stronger leasing income and improving asset quality. By June 2026, the company had generated TND 262.52 million in new leasing production, expanded lease receivables to TND 908.05 million and lifted total leasing commitments above TND 1.017 billion. The classified-assets ratio improved to 7.78%, while net product rose by 12.1%, reinforcing TLF's position as a major financier of vehicles, transport fleets and productive equipment.